Terms of Use
The Regulatory Fundamentals Group ("RegFG") operates this Site to provide online access to
information about RegFG and its products and services (the "Service"). By accessing and using
this Site, you agree to each of the terms and conditions set forth herein ("Terms of Use").
Additional terms and conditions applicable to specific areas of this Site or to particular content
or transactions are also posted in particular areas of the Site and, together with these Terms of
Use, govern your use of those areas, content or transactions. These Terms of Use, together with
applicable additional terms and conditions, are referred to as this "Agreement".
RegFG reserves the right to modify this Agreement at any time without giving you prior notice. Changes in these terms and conditions of use will be effective when posted. You agree to review these terms and conditions of use periodically to be aware of any changes Your use of the Site is governed by the version of the Terms of Use in effect on the date the Site is accessed by you.
1. Use of Site: You may use the Service, the Site, and the information, writings, images, articles, photographs, illustrations, audio and video clips, and/or other works that you see, hear or otherwise experience on the Site (singly or collectively, the "Content") at your sole risk and responsibility and in compliance with applicable law, solely to learn about RegFG products and services described on this Site ("Authorized Purposes"). For Authorized Purposes, you may (a) display this Site on a web browser, (b) print pages of this Site from a web browser, and (c) forward links to or pages from this Site, electronically or in hard copy, to persons within your organization or other persons with whom you have a personal or business relationship if you believe such persons may be interested in the information, so long as you make such persons aware that you are the person who has forwarded the information and so long as you do not remove, conceal, or alter any copyright notice, byline information, disclaimer, restriction, or other notice. Except as expressly authorized by this Agreement, you may not use, alter, copy, distribute, transmit, or derive another work from any Content obtained from the Site or the Service. No right, title or interest in any Content is transferred to you, whether as a result of downloading such Content or otherwise. RegFG reserves complete title and full intellectual property rights in all Content. You shall not interfere or attempt to interfere with the operation of the Site in any way through any means or device including, but not limited to, spamming, hacking, uploading computer viruses or other similar means.
2. Limits on Use. This Site and the Contents are protected by copyright and other laws and, except as expressly authorized by Section 1, you may not copy, display, print, or distribute all or any part of this Site, and in no event may you decompile, disassemble, perform, publish, broadcast, rent, reproduce, reverse engineer, sell, transmit, or create derivative works from all or any part of this Site or permit any person to perform any act relating to this Site not authorized by Section 1. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may download Content from the Site for Authorized Purposes, provided that you maintain all copyright, attribution and other notices contained in such Content, including without limitation trademarks and service marks of RegFG and its affiliates or the copyright holder identified in the individual Content's copyright notice. You are responsible for complying with all applicable laws, rules and regulations regarding your use of any downloaded Content from the Site. In the event of any permitted copying, redistribution or publication of material from the Site, no changes in or deletion of author attribution, trademark, legend or copyright notice shall be made.
You may not participate in the transfer or sale of Content on the World Wide Web, or in any way exploit the Site or any portion thereof for any public or commercial use without the express written permission of RegFG. You may not use this Website in any manner (i) that could damage or overburden our server(s) or any network connected to any of our servers or (ii) that would or does interfere with another party's use of this Site. RegFG solely owns all right, title, and interest, including all intellectual property rights, in the Contents and this Site unless specifically indicated to be the copyright of others. RegFG owns a copyright in the selection, coordination, arrangement and enhancement of the Site. You agree to abide by any and all copyright notices, information or restrictions displayed on the Site.
3. Changes to Site or Content: RegFG at any time may in its sole discretion terminate, change, suspend or discontinue this Site in whole or in part including but not limited to Content, features, or hours of availability, or may impose limits on certain features and services or suspend your access to the Site, for any reason or no reason and without notice or liability. RegFG makes no representation, warranty, or covenant that this Site will be available at all times or at any time. Various circumstances may prevent or delay availability. There may be errors or omissions in this Site, and RegFG reserves the right, but will not be required, to correct any errors or omissions. RegFG will not be responsible for any loss, cost, damage, or liability that may result from any loss or delay of availability, any suspension of access, or any errors or omissions. In addition, RegFG will not be responsible for the accuracy, completeness, or timeliness of this Site (including any content on it) or for the results obtained from its use. The posting of any content on this Site are expressly prohibited without the prior written consent of RegFG.
4. Acceptable Use Policy: As a condition to access and/or use of this Site, you warrant to RegFG that:
You will only use this Site for lawful purposes in accordance with its Terms of Use.You agree with RegFG's online Privacy Policy. Agree to honor RegFG's intellectual property rights. Agree to provide RegFG with accurate information as necessary for the proper conduct of the Site and to take responsibility for the information you provide. Acknowledge that RegFG may be unable to process and shall have no responsibility to process requests, the accuracy of which it cannot validate. You agree not to create a link (other than personal "bookmark" or "favorites" entry) to our Site without first obtaining RegFG's written permission. You will refrain from using profane, vulgar, inflammatory, libelous, or similarly discourteous language in any e-mail or form entry created through this Site.
5. Indemnification: You shall indemnify, defend and hold harmless RegFG and its affiliated entities, and all their shareholders, officers, directors, owners, agents, employees, Content providers, affiliates, licensors and licensees (collectively, the "Indemnified Parties") from and against any and all losses, damages, liabilities, and claims and all fees, costs, expenses, of any kind related thereto (including, without limitation, reasonable attorneys' fees) incurred by the Indemnified Parties in connection with any claim arising out of, based upon or resulting from your use of the Site. RegFG reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of RegFG.
6. Links to Other websites: The Site may contain links and pointers to the other related World Wide Web Internet sites, resources, and sponsors of the Site. Links to and from the Site to other third party sites, maintained by third parties does not constitute an endorsement by RegFG or any of its affiliate companies of any third party resources or their contents. Links do not imply that RegFG or the site sponsors are affiliated or associated with or are legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked sites are authorized to use any trademark, trade name, logo or copyright symbol of RegFG or its affiliate entities. You should direct any concerns regarding any external link to its site administrator or webmaster. RegFG does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information displayed or distributed through the Site. You acknowledge that any reliance upon any such opinion, advice, statement, memorandum, or information shall be at your sole risk.
7. Disclaimer of Warranties and Damages; Limitation of Liability THE SITE, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH THE SITE, IS PROVIDED ON "AS IS" "AS AVAILABLE" BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, NON- INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. NEITHER RegFG NOR ITS CONTENT PROVIDERS WARRANT THAT THE FUNCTIONS, FEATURES OR CONTENT CONTAINED IN THE SITE WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY OTHER SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; NOR DO THEY MAKE ANY WARRANTY OR REPRESENTATION AS TO THE ACCURACY OR RELIABILITY OF THE SITE, THE CONTENT THEREOF, THE MATERIALS, INFORMATION AND FUNCTIONS MADE ACCESSIBLE BY THE SOFTWARE USED ON OR ACCESSED THROUGH THE SITE, ANY PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE SITE OR ANY LINKED SITE. RegFG AND ITS AFFILIATE ENTITIES MAKE NO WARRANTIES AND SHALL NOT BE LIABLE FOR THE USE OF THE SITE, INCLUDING WITHOUT LIMITATION, THE CONTENT AND ANY ERRORS CONTAINED THEREIN UNDER ANY DIRECT OR INDIRECT CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO RegFG NEGLIGENCE. IF YOU ARE DISSATISFIED WITH THE SITE OR ANY MATERIALS ON THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE.
RegFG OR ITS AFFILIATE ENTITIES OR CONTENT PROVIDERS SHALL HAVE NO LIABILITY TO YOU OF ANY KIND RELATING TO, RESULTING FROM, OR IN CONNECTION WITH THIS SITE (INCLUDING BUT NOT LIMITED TO ANY CONTENT ON IT OR THE RESULTS OBTAINED FROM ITS USE OR INABLITY TO USE THE CONTENT, MATERIALS AND FUNCTIONS IN THE SITE, THE TERMS OF USE, OR RegFG'S BUSINESS, OR ANY LINKED SITE, FOR ANY CAUSE WHATSOEVER, WHETHER ARISING IN CONTRACT, TORT, OR OTHERWISE. NO REMEDY SHALL BE AVAILABLE AGAINST RegFG RELATING TO, RESULTING FROM, OR IN CONNECTION WITH ANY OF THE FOREGOING. IN NO EVENT SHALL ANY SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES AGAINST RegFG BE ALLOWED, EVEN IF RegFG HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND THE EXCLUSIONS OF DAMAGES IN THE TERMS AND CONDITIONS ARE INDEPENDENT OF, AND SURVIVE THE FAILURE FOR ANY REASON OF, ANY OTHER REMEDY.
SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL THE TOTAL LIABILITY OF RegFG, AND AFFILIATE ENTITIES TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR OTHERWISE) ARISING FROM THESE TERMS AND CONDITIONS OF USE OR YOUR USE OF THE SITE EXCEED, IN THE AGGREGATE $100 (US DOLLARS).
8. RegFG Rights to Materials Provided by Users: RegFG welcomes your comments regarding Services and the Contents on the Site, including the Site itself. However, any or all material and information provided by you to the Site may be included in a database owned by RegFG and its affiliates entities, including but not limited to the compilation copyright. RegFG reserves the right to use any information or materials you provide to RegFG or post on its Site or that we obtain through your use of the Site to the fullest extent permitted by law.
9. No Responsibility for Transmitted Material: RegFG does not want to receive confidential or proprietary information from you via the Site. You agree that any data you transmit to us or post to the Site (each a "Submission" or collectively "Submissions") will be considered non confidential and non proprietary. You acknowledge that transmissions to and from this Site are not confidential and your communications may be read or intercepted by others. You acknowledge that by submitting communications to RegFG , no confidential, fiduciary, contractually implied or other relationship is created between you and RegFG other than pursuant to these terms of use. RegFG shall not be responsible for the payment of any monies to any party in connection with REGFG's use of communications submitted by you to the Site.
10. No Legal or Investment Advice. RegFG is not a law firm and does not provide legal advice. RegFG does not offer any professional advice regarding the nature, potential value, or suitability of any particular security, transaction, investment strategy, or other course of action The information contained on this website is provided free of charge and as such, RegFG does not represent that the information contained is accurate, comprehensive, verified or complete and accepts no liability for its accuracy or completeness or for any reliance placed by any person or organization on the information. Any visitors using this information do so entirely at their own risk and on the understanding that RegFG, by making this information available, is not providing legal, investment or other professional advice or services.
11. Non US Residents: RegFG makes no representation that materials in the Site, including service and products offered on the Site are appropriate or available for use in locations outside of the United States. Those who choose to access this Site from these locations do so on their own initiative and are responsible for compliance with the applicable local laws.
12. General Provisions: These terms and conditions of use shall be governed by and construed in accordance with the laws of the New York City, without reference to the rules of conflict of laws.. The sole and exclusive jurisdiction for any action or proceeding arising out of or related to these terms of use shall be an appropriate State or Federal court located in New York City and you hereby irrevocably consent to the jurisdiction of such courts. If for any reason a court of competent jurisdiction finds any provision of these terms and conditions of use, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of terms and conditions of Agreement, and the remaining terms and conditions of use shall continue in full force and effect.
These terms and conditions of use constitute the entire agreement between you and RegFG with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. No waiver by either you or RegFG of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.
RegFG reserves the right to modify this Agreement at any time without giving you prior notice. Changes in these terms and conditions of use will be effective when posted. You agree to review these terms and conditions of use periodically to be aware of any changes Your use of the Site is governed by the version of the Terms of Use in effect on the date the Site is accessed by you.
1. Use of Site: You may use the Service, the Site, and the information, writings, images, articles, photographs, illustrations, audio and video clips, and/or other works that you see, hear or otherwise experience on the Site (singly or collectively, the "Content") at your sole risk and responsibility and in compliance with applicable law, solely to learn about RegFG products and services described on this Site ("Authorized Purposes"). For Authorized Purposes, you may (a) display this Site on a web browser, (b) print pages of this Site from a web browser, and (c) forward links to or pages from this Site, electronically or in hard copy, to persons within your organization or other persons with whom you have a personal or business relationship if you believe such persons may be interested in the information, so long as you make such persons aware that you are the person who has forwarded the information and so long as you do not remove, conceal, or alter any copyright notice, byline information, disclaimer, restriction, or other notice. Except as expressly authorized by this Agreement, you may not use, alter, copy, distribute, transmit, or derive another work from any Content obtained from the Site or the Service. No right, title or interest in any Content is transferred to you, whether as a result of downloading such Content or otherwise. RegFG reserves complete title and full intellectual property rights in all Content. You shall not interfere or attempt to interfere with the operation of the Site in any way through any means or device including, but not limited to, spamming, hacking, uploading computer viruses or other similar means.
2. Limits on Use. This Site and the Contents are protected by copyright and other laws and, except as expressly authorized by Section 1, you may not copy, display, print, or distribute all or any part of this Site, and in no event may you decompile, disassemble, perform, publish, broadcast, rent, reproduce, reverse engineer, sell, transmit, or create derivative works from all or any part of this Site or permit any person to perform any act relating to this Site not authorized by Section 1. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may download Content from the Site for Authorized Purposes, provided that you maintain all copyright, attribution and other notices contained in such Content, including without limitation trademarks and service marks of RegFG and its affiliates or the copyright holder identified in the individual Content's copyright notice. You are responsible for complying with all applicable laws, rules and regulations regarding your use of any downloaded Content from the Site. In the event of any permitted copying, redistribution or publication of material from the Site, no changes in or deletion of author attribution, trademark, legend or copyright notice shall be made.
You may not participate in the transfer or sale of Content on the World Wide Web, or in any way exploit the Site or any portion thereof for any public or commercial use without the express written permission of RegFG. You may not use this Website in any manner (i) that could damage or overburden our server(s) or any network connected to any of our servers or (ii) that would or does interfere with another party's use of this Site. RegFG solely owns all right, title, and interest, including all intellectual property rights, in the Contents and this Site unless specifically indicated to be the copyright of others. RegFG owns a copyright in the selection, coordination, arrangement and enhancement of the Site. You agree to abide by any and all copyright notices, information or restrictions displayed on the Site.
3. Changes to Site or Content: RegFG at any time may in its sole discretion terminate, change, suspend or discontinue this Site in whole or in part including but not limited to Content, features, or hours of availability, or may impose limits on certain features and services or suspend your access to the Site, for any reason or no reason and without notice or liability. RegFG makes no representation, warranty, or covenant that this Site will be available at all times or at any time. Various circumstances may prevent or delay availability. There may be errors or omissions in this Site, and RegFG reserves the right, but will not be required, to correct any errors or omissions. RegFG will not be responsible for any loss, cost, damage, or liability that may result from any loss or delay of availability, any suspension of access, or any errors or omissions. In addition, RegFG will not be responsible for the accuracy, completeness, or timeliness of this Site (including any content on it) or for the results obtained from its use. The posting of any content on this Site are expressly prohibited without the prior written consent of RegFG.
4. Acceptable Use Policy: As a condition to access and/or use of this Site, you warrant to RegFG that:
You will only use this Site for lawful purposes in accordance with its Terms of Use.You agree with RegFG's online Privacy Policy. Agree to honor RegFG's intellectual property rights. Agree to provide RegFG with accurate information as necessary for the proper conduct of the Site and to take responsibility for the information you provide. Acknowledge that RegFG may be unable to process and shall have no responsibility to process requests, the accuracy of which it cannot validate. You agree not to create a link (other than personal "bookmark" or "favorites" entry) to our Site without first obtaining RegFG's written permission. You will refrain from using profane, vulgar, inflammatory, libelous, or similarly discourteous language in any e-mail or form entry created through this Site.
5. Indemnification: You shall indemnify, defend and hold harmless RegFG and its affiliated entities, and all their shareholders, officers, directors, owners, agents, employees, Content providers, affiliates, licensors and licensees (collectively, the "Indemnified Parties") from and against any and all losses, damages, liabilities, and claims and all fees, costs, expenses, of any kind related thereto (including, without limitation, reasonable attorneys' fees) incurred by the Indemnified Parties in connection with any claim arising out of, based upon or resulting from your use of the Site. RegFG reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of RegFG.
6. Links to Other websites: The Site may contain links and pointers to the other related World Wide Web Internet sites, resources, and sponsors of the Site. Links to and from the Site to other third party sites, maintained by third parties does not constitute an endorsement by RegFG or any of its affiliate companies of any third party resources or their contents. Links do not imply that RegFG or the site sponsors are affiliated or associated with or are legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked sites are authorized to use any trademark, trade name, logo or copyright symbol of RegFG or its affiliate entities. You should direct any concerns regarding any external link to its site administrator or webmaster. RegFG does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information displayed or distributed through the Site. You acknowledge that any reliance upon any such opinion, advice, statement, memorandum, or information shall be at your sole risk.
7. Disclaimer of Warranties and Damages; Limitation of Liability THE SITE, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH THE SITE, IS PROVIDED ON "AS IS" "AS AVAILABLE" BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, NON- INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. NEITHER RegFG NOR ITS CONTENT PROVIDERS WARRANT THAT THE FUNCTIONS, FEATURES OR CONTENT CONTAINED IN THE SITE WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY OTHER SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; NOR DO THEY MAKE ANY WARRANTY OR REPRESENTATION AS TO THE ACCURACY OR RELIABILITY OF THE SITE, THE CONTENT THEREOF, THE MATERIALS, INFORMATION AND FUNCTIONS MADE ACCESSIBLE BY THE SOFTWARE USED ON OR ACCESSED THROUGH THE SITE, ANY PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE SITE OR ANY LINKED SITE. RegFG AND ITS AFFILIATE ENTITIES MAKE NO WARRANTIES AND SHALL NOT BE LIABLE FOR THE USE OF THE SITE, INCLUDING WITHOUT LIMITATION, THE CONTENT AND ANY ERRORS CONTAINED THEREIN UNDER ANY DIRECT OR INDIRECT CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO RegFG NEGLIGENCE. IF YOU ARE DISSATISFIED WITH THE SITE OR ANY MATERIALS ON THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE.
RegFG OR ITS AFFILIATE ENTITIES OR CONTENT PROVIDERS SHALL HAVE NO LIABILITY TO YOU OF ANY KIND RELATING TO, RESULTING FROM, OR IN CONNECTION WITH THIS SITE (INCLUDING BUT NOT LIMITED TO ANY CONTENT ON IT OR THE RESULTS OBTAINED FROM ITS USE OR INABLITY TO USE THE CONTENT, MATERIALS AND FUNCTIONS IN THE SITE, THE TERMS OF USE, OR RegFG'S BUSINESS, OR ANY LINKED SITE, FOR ANY CAUSE WHATSOEVER, WHETHER ARISING IN CONTRACT, TORT, OR OTHERWISE. NO REMEDY SHALL BE AVAILABLE AGAINST RegFG RELATING TO, RESULTING FROM, OR IN CONNECTION WITH ANY OF THE FOREGOING. IN NO EVENT SHALL ANY SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES AGAINST RegFG BE ALLOWED, EVEN IF RegFG HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND THE EXCLUSIONS OF DAMAGES IN THE TERMS AND CONDITIONS ARE INDEPENDENT OF, AND SURVIVE THE FAILURE FOR ANY REASON OF, ANY OTHER REMEDY.
SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL THE TOTAL LIABILITY OF RegFG, AND AFFILIATE ENTITIES TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR OTHERWISE) ARISING FROM THESE TERMS AND CONDITIONS OF USE OR YOUR USE OF THE SITE EXCEED, IN THE AGGREGATE $100 (US DOLLARS).
8. RegFG Rights to Materials Provided by Users: RegFG welcomes your comments regarding Services and the Contents on the Site, including the Site itself. However, any or all material and information provided by you to the Site may be included in a database owned by RegFG and its affiliates entities, including but not limited to the compilation copyright. RegFG reserves the right to use any information or materials you provide to RegFG or post on its Site or that we obtain through your use of the Site to the fullest extent permitted by law.
9. No Responsibility for Transmitted Material: RegFG does not want to receive confidential or proprietary information from you via the Site. You agree that any data you transmit to us or post to the Site (each a "Submission" or collectively "Submissions") will be considered non confidential and non proprietary. You acknowledge that transmissions to and from this Site are not confidential and your communications may be read or intercepted by others. You acknowledge that by submitting communications to RegFG , no confidential, fiduciary, contractually implied or other relationship is created between you and RegFG other than pursuant to these terms of use. RegFG shall not be responsible for the payment of any monies to any party in connection with REGFG's use of communications submitted by you to the Site.
10. No Legal or Investment Advice. RegFG is not a law firm and does not provide legal advice. RegFG does not offer any professional advice regarding the nature, potential value, or suitability of any particular security, transaction, investment strategy, or other course of action The information contained on this website is provided free of charge and as such, RegFG does not represent that the information contained is accurate, comprehensive, verified or complete and accepts no liability for its accuracy or completeness or for any reliance placed by any person or organization on the information. Any visitors using this information do so entirely at their own risk and on the understanding that RegFG, by making this information available, is not providing legal, investment or other professional advice or services.
11. Non US Residents: RegFG makes no representation that materials in the Site, including service and products offered on the Site are appropriate or available for use in locations outside of the United States. Those who choose to access this Site from these locations do so on their own initiative and are responsible for compliance with the applicable local laws.
12. General Provisions: These terms and conditions of use shall be governed by and construed in accordance with the laws of the New York City, without reference to the rules of conflict of laws.. The sole and exclusive jurisdiction for any action or proceeding arising out of or related to these terms of use shall be an appropriate State or Federal court located in New York City and you hereby irrevocably consent to the jurisdiction of such courts. If for any reason a court of competent jurisdiction finds any provision of these terms and conditions of use, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of terms and conditions of Agreement, and the remaining terms and conditions of use shall continue in full force and effect.
These terms and conditions of use constitute the entire agreement between you and RegFG with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. No waiver by either you or RegFG of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.
